Saving money is the process of parking cash in extremely safe accounts or securities that can be accessed or sold in a very short amount of time. Investing money, though, is the process of using your money or capital to buy an asset you think has a high probability of generating a safe and acceptable rate of return over time—even though it may decrease for years. Typically this means stocks, bonds, and real estate.

Everyone knows saving money should be a top priority, but how many people know the exact amount of money they should be saving? Most individuals mistakenly believe that saving more money is better, and saving less money is bad.

Sometimes, saving money can be difficult. Life often throws us curve balls, like unexpected emergencies or injuries, that tend to impede our savings schedule and routine.
If you are struggling along the path to financial freedom, there are ways to make saving and investing easier.

This application for how to save money can help you develop a simple and realistic strategy, so you can save for all your short- and long-term savings goals.