Transkredit Loans & Investment app is a user-friendly mobile application designed to provide quick access to personal and business loans, as well as profitable investment opportunities. Whether you're facing an urgent financial need or looking to grow your wealth, the app offers a seamless and secure way to manage your financial goals on the go.
With the Transkredit mobile app, you can apply for loans in minutes and receive quick decisions, thanks to a streamlined application process. Loan terms are flexible and transparent, with no hidden fees, making it easier to borrow with confidence and peace of mind.
The app also offers a selection of carefully curated investment plans, allowing you earn competitive returns on your funds. Each investment option is designed to suit different financial goals, and you can monitor your earnings and manage your portfolios directly from the app.
Security is a top priority, which is why the Transkredit app uses industry-standard encryption and identity verification measures to protect your data. The app is fully compliant with the Nigeria Data Protection Regulation (NDPR), ensuring your information is handled responsibly.
Whether you’re in need of fast funding or seeking smart investment options, Transkredit gives you the tools to take charge of your financial future—anytime, anywhere.

LOAN REQUIREMENTS:

• Interest Rate: 42% - 84% (APR)
• Loan amounts range between 100,000 and 5,000,000, with repayment periods ranging from 61 days to 365 days with Annual Percentage Rates (APRs). A late repayment fee of 1% applies.
• Representative example: A loan amount of ₦1,000,000 borrowed for 12 months will yield a monthly interest rate of 4.5%. Total amount payable: ₦1,540,000.
• Management Fee: 1% flat to be charged either upfront or on the disbursed loan amount.
• Commitment Fee: 1% flat to be charged either upfront or on the disbursed loan amount.
• Insurance fee: 1% to be charged either upfront or on the disbursed loan amount.
These processing fees are charged as a one-off.