SIP Calculator is calculator that track your investment amount with ROI.SIP in Mutual Funds is one of the ways to save money and invest. This easy SIP calculator helps you plan your SIP investments. With SIP calculator app you can see estimated gain across different mutual fund categories. You can see both SIP returns as well as one-time (lumpsum) returns.

What is SIP
SIP stands for Systematic Investment Plan. With SIP you can invest a small amount into mutual funds on a monthly basis. This is preferable mode of investment for many especially salaried people.

What are the different mutual funds in India which offer SIP investents?
Almost all Asset Management Companies offer investment in both SIP and one time investment. SBI, HDFC

What are the different modes of investment in Mutual Funds?
You can invest into mutual funds with Lumpsum Investment (One-Time Investment) This mode is preferable when you have a big amount of money to invest. Another option is SIP Investment (Small Amount Each Month) this is ideal for most people, especially salaried people.

What is compounding?

Compounding refers to a simple rule - the sooner you begin investing, the more your money grows with time. Let us understand this with an example.

Kishore started investing Rs. 5000 in SIP at the age of 30. He planned to invest till his retirement at 60. Assuming returns of 15% per year, by the age of 60 Kishore will have total amount of 3.5 crores.

Ramesh started investing Rs. 10000 in SIP at the age of 40. Assuming the same returns and retirement age, he will have an amount of 1.5 crores.

Even though Kishore is investing a smaller amount every month he has created more than twice of Ramesh’s wealth by starting early.

Which are the regulatory bodies in Mutual Fund industry?
Mutual Fund industry is regulated by Association of Mutual Funds of India (AMFI) which comes under purview of Securities and Exchange Board of India (SEBI)

What are different registrars in India
The two major mutual fund registrars in India are CAMS and KARVY

What is NFO?
NFO stands for New Fund Offer. Whenever a new Mutual Fund is released in the market, it starts with a face value of Rs 10 per unit. This means you can purchase the fund at Rs 10/unit. NFO are good for investment as you get each unit at a very cheap price. But NFOs don't have a history to track. Hence, one should only go for NFOs recommeded by experts.

Where can I check past performance of a fund?
There are many sites that show fund performance and fund details including Moneycontrol and Value Research.

Example

Monthly SIP Amount : 5,000
Tenure (Years) : 10
Rate of Return (%) : 12.0%
Yearly % increase in Monthly Investment : 0
Lump sum or initial Investment Amount : 0

Investment Amount : 6, 00,000
Maturity Value : 11, 61,696

Example: If you want to start an SIP of Rs 5,000 per month and you expect your investments will return 12%, then in 10 years you will generate 11,61,696

MAIN FEATURES:
● EMI Calculator is the special kind of calculator that calculates your Loan EMI.

● This app allow you to calculate following values by inputting all the other values:
- EMI
- Loan Amount
- Interest Rate
- Period (In Months and Years)

● Easy option available to compare between two loans.

● Representation of payment split up in the table form.

● Graphical representation of complete tenure of Loan.

● Calculate EMI on monthly basis.

● Generate statistics chart instantly.

● Statistics shows Principal Amount, Interest rate and remaining balance per month.

● Share computed PDF with anyone for EMI & loan planning.

● Get upto date with latest Finance and Money related news using Google News.

● Find near by Banks, ATMs and Finance places around your location.

● Currency Converter feature provides 168+ currencies, live exchange rates & offline mode.

● Live currency rates provided by currencylayer.com

● Easy option to change the language of the app from settings.