Get a loan with up to $4,000 available as soon as the next day while building savings. Low cost Credit Builder. Improve your financial future with the SeedFi app. Pick the plan that’s right for you.

KEY FEATURES OF THE BORROW AND GROW PLAN

The Borrow & Grow Plan gives you access to up $4,000 immediately with built-in savings to unlock at the end of the loan term. You get the cash you need now and have money waiting to help you get ahead later when the loan is paid off later.

Access up to $4,000 upfront and start building savings for later
Unlock your savings when you’re finished paying off your loan
Borrow money with APRs as low as 14.99% up to a maximum of 29.99%
Repayment periods range from 8 months to 44 months
No more payday loans and high-rate installment loans
Establish positive payment history with each on-time payment. We report to all 3 credit bureaus: Equifax, Experian, and TransUnion

See Plan disclosures at: https://www.seedfi.com/plans/borrow-and-grow

KEY FEATURES OF THE CREDIT BUILDER PLAN

The Credit Builder Plan empowers you to build credit by saving money each paycheck. Here’s how it works: you set aside as little as $10 per paycheck, and when you’re done you’ll have saved $500. It only costs $1/month (for a 12 month loan, the fee you’d pay is only $12), and it’s completely free with just one referral!

No credit check
No credit history to be approved
Payments are reported to all 3 credit bureaus: Equifax, Experian, and TransUnion
Affordable plan with fees of only $1/month
No late fees, surprise charges or admin starting fee
Free after your first referral
Your payments can be as little as $10 per paycheck
Repayment periods range from 7 months to 27 months

See Plan disclosures at: https://www.seedfi.com/plans/credit-builder

WHY PEOPLE CHOOSE SEEDFI

Over 1,000 excellent reviews on Trustpilot (4.8 out of 5 stars)
Our Borrow & Grow Plan gets you the money you need now and a savings account to help you thrive later, with affordable terms that are way cheaper than a payday loan.
The Credit Builder Plan is one of the most affordable such plans at $1/month, charges no interest, reports to all three credit bureaus, and you get access to your $500 in savings at the end.

OUR CUSTOMERS LOVE SHARING

“At first I was skeptical but it was a fast smooth process everything was legit received the funds in 24hour 100%recommend them.” - Laura R., Trustpilot

“I was falling behind on my bills and seedfi Came through for me, I got the funds I needed within two business days. Everything was quick and easy and customer service was amazing definitely try them!” - Kay, Trustpilot

CONTACT

If you have any questions, please email us at [email protected] or give us a call at 888-858-8248.

TERMS

When you get SeedFi, you agree to our Terms of Service.
You may review SeedFi’s terms of service at: https://www.seedfi.com/terms-of-use


PRIVACY POLICY & OTHER DISCLOSURES

You may review SeedFi’s privacy policy at: seedfi.com/privacy-policy

Savings account provided by Cross River Bank, Member FDIC.

Example Credit Builder Plan: SeedFi charges $1 a month to access the Credit Builder Plan. In a typical Plan, at the end of one year the consumer would have paid $512 and would have $500 of savings. If you’re trying to shop or compare this against other credit builder loans that charge an interest rate, the $1 a month is equivalent to a 4.6% APR. SeedFi will provide the Credit Builder Plan for free after you’ve referred one friend who takes out a SeedFi Plan.

Example Borrow and Grow Plan: For a typical Borrow & Grow Plan, in which the consumer accesses $3,000 in cash now and places $1,500 in savings, the Amount Financed would $4,500, the APR would be 19.99%, the Finance Charge would be $1,417, the Total of Payments would be $5,917, the Payment Schedule would be 73 biweekly payments of $80 and one final payment of $77, and the Payment Schedule would span 34 months.