Sendo is an all-in-one financial app designed to easily manage your international money transfers, online payments, virtual cards, digital wallet, digital tontines, and shared expenses.

Whether you're in Canada or Cameroon, Sendo simplifies all your personal or community financial transactions with an intuitive and secure interface.

Key Features:

1. Money Transfer Canada – Cameroon
Send money securely from Canada to Cameroon. The recipient can receive funds via Orange Money, MTN Mobile Money, or a bank account. You can pay by credit card or Interac to the Sendo Canada account. Once the transfer is confirmed, your Sendo wallet is credited and the transfer is processed automatically. The exchange rate is dynamic, and you can apply a promo code to reduce fees.

2. Digital Wallet
Top up your wallet with a credit card, Interac e-Transfer, Orange Money, MTN Mobile Money, or bank deposit with a slip. Transfer funds between users via Sendo. View your history with advanced filters.

3. Virtual Bank Cards
Create virtual Visa cards for your online purchases. The cards are automatically generated and secure (CVV masked). Transactions are tracked and logged. In case of suspected fraud, the card is automatically blocked. Paid reactivation is available.

4. Payment for Services
Pay your phone subscriptions, internet plans, and TV packages from the app. Payments can be made via Sendo wallet, mobile money, or bank card.

5. Sharing Expenses with Friends
Enter an amount to share with your friends. Choose an equal or personalized split. Each participant receives a request and can pay from their wallet. You track payments and follow up if necessary.

6. Request for Funds
Create a funding request for one or more users. Indicate the reason, amount, and deadline. Receive payments in your wallet and track their status. Declines and partial payments are possible.

7. Digital eTontine
Create or join a digital tontine with automated contribution management. Funds are centralized in an escrow account. Redistribution occurs each cycle according to the defined order (manual or automatic). Penalties are applied in the event of late payment. The admin interface allows you to track, validate, or suspend members and rounds.

8. Security and Compliance
Sendo applies strict security protocols. All sensitive transactions require an OTP or PIN code. Biometric authentication is available (fingerprint or Face ID). KYC is mandatory for certain transactions (via ID). Blocked users can no longer log in.

9. Notifications and Support
For each action (transfer, receipt, rejection, KYC, penalty, etc.), you will receive a notification. A chat is integrated to contact support or communicate between users (for example, for a tontine or a shared expense).

Sendo, much more than a transfer app. It’s your complete solution for managing, sending, securing and tracking your money every day, between Canada and Cameroon.