humm lets you buy now and pay later – in easy interest-free instalments from your favourite merchants online and in-store Australia wide.

• Use the app to shop online or instore.
• Choose humm at the check-out, online or instore.
• Pay in easy instalments, and review your transactions and payments in the app.
• Repayments deducted automatically from your chosen account.

humm//TAPP
The new humm//TAPP feature gives you a contactless payment when you shop in-store. Simply add humm//TAPP to Google Pay through the humm app, and Tap & Go, easily and securely at humm participating merchants.

Can I get humming?
To be approved for humm you need to:
• Be 18 years or older
• Have a permanent job of 20+ hours per week or are on an aged or veteran’s pension
• Meet our credit assessment criteria
• Be a permanent resident in Australia, and
• Have a valid mobile number

A few important facts:
• The humm app is free to use but an internet connection is required and normal data charges apply
• Downloading and using this app is subject to humm Terms of Use