Shoraka RAYA (Raceive-As-You-Achieved) is an earned wage access app that aims to enhance the financial well-being of workers. It is an employee benefit offered by employers that allows more flexibility and control over the employee’s monthly finances. With a digital-led platform, it provides on-demand access to enable better liquidity and financial resilience. Instead of waiting for the standard pay cycle, employees can receive a portion of their wages on-demand. This service is designed to provide more financial flexibility and help individuals meet immediate financial needs or unexpected expenses.