SMFG India Credit InstaLoan App is the official personal loan app from SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.).
It is an instant personal loan app for salaried professionals where you can get instant personal loan up to INR 25 lakhs* with quick disbursal if your loan application is approved.
For a loan up to INR 25 lakhs*, the SMFG India Credit Personal Loan App offers:
★ Personal Loan Amount: ₹50,000 to ₹25 Lakhs*
★ Personal Loan Interest Rates: Min. 11.99% , Max 23.99%*
★ Processing Fee: 0% to 6% of Loan Amount*
★ Loan Tenure: 12 to 60 Months
★ Documents Required:
✓KYC Documents (PAN Card & Valid Address Proof)
✓Employment Proof
✓Last 3 Months Salary Slips
✓Last 6 months bank statements
Loan quote for amount of ₹20 Lakh (example):
If you borrow 48-month personal loan of ₹20 Lakh at a fixed (monthly reducing) interest rate of 13.49% with processing fee of ₹50,000*, the monthly EMI would be ₹54,143.
*Excluding service tax & other statutory government levies.

Total Interest Payable on the online loan: ₹5,98,848.00
Total Payment (Principal + Interest): ₹25,98,848

Personal Loan Eligibility:

1. Nationality: Resident Indian
2. Eligible Age: 21 Years to 60 Years
3. Minimum Income: For Salaried ₹25,000 in Mumbai/Delhi, ₹20,000 per month in the rest of India
4. Work Experience: 1 Year
5. Experience in Current Company: 6 Months

SMFG India Credit InstaLoan: Why Should You Choose It?
SMFG India Credit InstaLoan, a loan app from SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.), allows you to apply for personal loans at your own convenience - from anywhere!

With this Instant personal loan app, you can avail below benefits:

★ Get Instant Personal Loan up to ₹25 Lakhs*
★ 100% Online loan application
★ Hassle Free Documentation
★ Competitive interest rates starting from 11.99%* p.a
★ Flexible Repayment Tenure - 12 to 60 Months

How to Apply for a Personal Loan in India through SMFG India Credit InstaLoan App?

Here are the 7 easy steps to apply:
1. Install the SMFG India Credit InstaLoan App from Google Playstore
2. Sign-up with your mobile number
3. Fill in your basic info – Name, Address, DOB, Gender, Marital status, etc.
4. Fill in your employment & income details–includes details like name of your current company, salary, etc.
5. Fill in your bank account info
6. Scan & upload documents
7. Click on Submit

After Submitting your Instant Loan Application,
1. You will be instantly informed of your eligibility & the personal loan amount you are eligible for.
2. If you wish to proceed further, you will be given a loan application no. through which you can track the status of your personal loan application.
3. On receipt of all documents, your online loan application will be processed.
4. If your loan application clears all verification checks, your loan will be sanctioned. After we receive your signed loan agreement, you will receive the loan amount directly in your bank account within 24 hours*

About SMFG India Credit InstaLoan App

With over 3.2 million satisfied customers, SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) brings you the SMFG India Credit InstaLoan App to make your loan process simple & easy. This instant personal loan app is designed for Indian Residents. Users can apply online for an Instant Personal Loan of up to ₹25 Lakh* anytime from India.


Personal Loan for Salaried: Personal loan for salaried borrowers via SMFG India Credit InstaLoan app is a specially designed product for professionals working in private/public companies. Any dream, big or small, can be funded anytime & anywhere with our instant personal loan app in India. With this online loan app, salaried residents can receive instant loans easily.


Contact Us:
Email: [email protected]
Phone: 18001036001 (9AM to 7PM except for Sundays & Public Holidays)
* Terms & Conditions Apply