Veritas Mobile Banking allows you to check balances, view and search transaction history, transfer funds, and pay bills or people on the go!

Veritas FCU Features:
- Choose which balances you want to see on the login screen.
- View and Search Transaction History
- Transfer Funds
- Pay a Person by check, email, text or direct deposit
- Pay Bills
- Turn your card off and on

If you have any questions about this application, please contact VFCU at 855-663-8328.

Veritas Federal Credit Union offers personal and auto loans to our members. Please review the following to understand our lending information, and make sure to check www.veritasfcu.org for the latest rate information.

Our personal loans have no minimum repayment period and a maximum repayment period of 60 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 18.00%. Our minimum offered loan amount is $500 and our maximum offered loan amount is based upon the applicant’s income.

Our auto loans have no minimum repayment period and a maximum repayment period of 84 months. The Maximum Annual Percentage Rate (APR) for an auto loan is 18.00%. Our minimum offered loan amount is $500 and our maximum offer loan amount is based upon the applicant’s income.

Not all applicants will qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on credit risk evaluations (including responsible credit history, debt-to-income information, employment history and availability of collateral). Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Personal loans may not be used for college or post-college education expenses, business, or commercial purposes, buying crypto or other speculative investments, gambling, or illegal purposes. Active-duty military, their spouses or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.

Please review our loan cost example below:
Consider a loan where the borrower receives $5,000 at an APR of 11.5% over 48 months.
The borrower would repay $131.48 every month. The total amount paid for the loan would be $6,310.78.

Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, etc. A processing fee is charged and added to each loan.

Some of our loan options are intended for consolidating existing debts into a single loan. When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates.