SwinkPay Fintech is a cloud hosted SaaS company engaged in the business of providing digital payment solutions.

Our solution simplifies retail transaction for better Customer experience and efficient payment back-office management, by focusing on servicing merchants’ payment, loyalty, billing and reconciliation requirements.

We provide merchants with daily invoice-wise reconciliation and help merchants track each invoice from billing to ‘credit in bank’.

We are a PCI-DSS certified and RBI CERT-In complaint (covering Data Protection and Data Residency norms).We are not a Payment Aggregator, however our merchant services include self on-boarding of merchants with multiple Payment Aggregators, facilitating payment acceptance through multiple channels of payments connected with Payment Aggregators, Facilitating KYC between Merchants and Payment Aggregators, Facilitate Agreements between Payment Aggregators and Merchants, provide pre-negotiated fair prices MDR / Platform fees for merchants, providing consolidated dashboard to merchants , designing, developing, hosting and operating white label merchant applications. Merchants execute Agreements, Terms and Conditions and Privacy Policy Agreements directly with Payment Aggregators.

Our services have demonstrated back-office efficiencies, staff optimization, improved profitability, and better controllership for our customers.