Tired of tedious budgeting apps that feel like a chore? Finally, there’s a smarter way to manage your money. Meet Moniva, the first personal finance app with a built-in AI assistant that does the hard work for you.

✨ SPEAK. WE'LL DO THE REST.

Welcome to the future of financial tracking. Moniva's groundbreaking AI lets you manage your money through natural conversation. No more endless forms or confusing categories.

Just say or type:

"Spent $25.50 on groceries at Target"
"Received a $1,200 payment for the website design project"
"Transfer $100 from checking to savings"
Our AI assistant understands, records, and categorizes everything in seconds. It’s the fastest, most intuitive way to stay on top of your finances, giving you more time to focus on what matters.

📈 SEE YOUR TRUE FINANCIAL PICTURE

Stop guessing your financial health. Moniva provides a real-time Net Worth dashboard that gives you the ultimate view of your money. We automatically combine all your accounts and convert all your different currencies into your home currency, so you always know exactly where you stand. Make confident decisions with a complete and honest look at your finances.

🚀 BUILT FOR FREELANCERS & CREATORS

Moniva is more than a personal expense tracker; it's a powerful toolkit for your business or side hustle.

Client Management: Keep all your client information organized in one place.
Project Tracking: Create projects with set budgets and due dates.
Income Dashboard: Easily see how much you've earned per project and what payments are still outstanding.
Task Logging: Add billable tasks to projects to maintain a clear record of your work.
Stop juggling spreadsheets and invoicing software. With Moniva, you can manage both your personal and business finances seamlessly.

EVERYTHING YOU NEED TO MASTER YOUR MONEY:

🤖 Your AI Accountant: The star of the show. Manage your money just by talking.
📊 Powerful Analytics: Understand exactly where your money goes with beautiful, easy-to-read reports and weekly/monthly summaries.
🔁 Automate & Never Forget: Set up recurring bills and subscriptions once, and let Moniva track them for you. Get smart reminders before payments are due so you're never caught off guard.
↩️ An "Undo" Button for Your Money: Made a mistake? No problem. Instantly reverse any transaction with a single tap to keep your records perfectly accurate. Total control, total peace of mind.
💸 Debt & Loan Tracking: Easily keep track of who you owe (creditors) and who owes you (debtors), so you're always on top of your loans and payments.
WHY CHOOSE MONIVA PRO?

Free apps are just digital ledgers. Moniva is your proactive financial partner. We offer powerful, intelligent tools that save you time, reduce stress, and provide insights you can’t get anywhere else. Your subscription unlocks a truly effortless and comprehensive financial experience.

No ads. No selling your data. Just a powerful tool dedicated to your financial clarity.

Stop just tracking your money—start mastering it. Download Moniva today and take the first step towards a smarter financial future.