RakLoan is a mobile application regulated by the Bank of Thailand under the Personal Data Protection Act (PDPA). RakLoan is committed to cracking down on fraudulent debt collection, prohibiting illegal high-interest rate products, and providing reliable, convenient, and trustworthy loans to Thais under legal principles and in compliance with the law.

Why choose RakLoan?
✅ Convenient You only need to have an ID card to apply, and we will review your online application 24 hours a day.
✅ Transparent With RakLoan, you will clearly see the interest you have to pay when applying for a loan. There are no hidden fees and no deposit required.
✅ Fast No guarantor or collateral required, and the money will be available within an average of 5 minutes.

Convenience of payment:
💰 You can repay the loan at any time. Before the due date If you have multiple bills, you can pay them all at once.
💰 Easy payment with QR Code and familiar banking applications.

Application process:
1️⃣ Download "RakLoan" via Google Play and register with your mobile phone number.
2️⃣ Fill in your personal information and bank account number to receive the money.
3️⃣ Apply for a loan and choose the loan term and amount as needed.
4️⃣After approval, the money will be transferred to your bank card.

Applicant Qualifications:
1️⃣Thai nationality, holding a Thai ID card
2️⃣Age 22 and over
3️⃣Has a job or stable income

Loan Products and Services:
1️⃣Loan Period: 91 days to 365 days
2️⃣Loan Amount: 1,000 baht to 10,000 baht
3️⃣Maximum Annual Interest Rate (APR): 12%/year (12%/365=0.03%/day)

Calculation Example:
If you borrow 10,000 baht from someone, the loan period is 120 days (4 months), the annual interest rate is 12% (0.03% per day) and there is no interest reduction. The fees you need to pay are as follows:
- Daily interest = 10,000 baht x 0.03% = 3 baht
- Monthly interest = 3 baht x 30 = 90 baht
Expires in 120 days
- Total interest = 90 baht x 4 = 360 baht
- Total installments = 10,000 baht + 360 baht = 10,360 baht
Warning: Please borrow only what you need and can repay.

How to contact us:
📮Customer service email: [email protected]

🎧Official website: https://RakLoan.neoloanth.com/
⏰Online customer service: We recommend that you contact our online customer service in the application, and we will respond to you immediately during business hours (09:00 - 20:00).