TEM for Telia Express Money is a FREE instant messaging, mobile payment, e-commerce and money transfer application available on Android and other smartphones.

WHAT WE BENEFIT FROM TEM:

• It's free: TEM works with your phone's Internet connection (4G/3G/2G/EDGE or Wi-Fi, where available) to let you message and call your friends and family. family.

• Multimedia: send and receive photos, videos, documents and voice messages.

• Voice and video calls: Call friends and family for free with TEM calls, even if they're abroad.* TEM calls use your phone's internet connection instead of the phone call plan from your mobile operator.

• Group Chat: Take advantage of group chats with your contacts to easily stay in touch with friends and family.

• Permanent connection: no more connection and disconnection worries with TEM, you don't miss your messages since you are always connected.

• Money transfer: send money at a lower cost to your loved ones with or without a TEM account. It's simple, free and secure.
• Mobile payment: easily pay for your services with your electronic wallet (available in certain regions).

• And more: exchange contacts, set your own wallpaper and notification sounds, and much more!