Top Pay - Electronic Money Institution, is a local payment provider, which offers a simple way to pay for goods and services in Albania, in ALL.

Being the first online payment provider in Albania, we focus to target and reach the unbanked, trying to play a key role in the financial inclusion in our country.


We provide real time payments online, mobile or through our agent's network . There are no fees to create an account, maintain or credit it. Top Pay portfolio of services includes: PayTv, Water and Electricity Bills, Police fines, Mobile top ups, Education fees, Internet, Tax Fees, Tickets, Ecommerce etc.


The user can top up their Top Pay account with Cash on Delivery ,Visa, MasterCard, directly from their bank account, or with cash at one of our agents' locations all over Albania. This is the first mobile application that offers public services' payments in the Albanian Market.