“Tot helps microbusinesses and entrepreneurs reduce their workload by combining banking and administrative features together in one, single platform.

? Choose a complete and innovative business account:
- recording in just 10 minutes
- Italian IBAN
- VISA Business card included, compatible with Google Pay and usable anywhere in the world
- SEPA bank transfers, programmable up to 30 working days in advance
- F24, programmable and also delegable to the accountant (via I24)
- SDD, RiBa and pagoPa without additional commissions.

? Take advantage of the tools to improve your administrative management:
- import and monitor your invoices, both incoming and outgoing
- pay invoices with just one click
- export movements in .csv, .xml or .pdf format

? Money always safe:
- Italian custodian bank
- coverage up to €100,000 thanks to the FITD
- no sharing of personal data

? Assistance always available

Tot offers you powerful and innovative tools to increase your work efficiency: thanks to the integrated banking and administration functions, you can now easily monitor receipts and payments, keep income and expenses under control, thus saving time and allowing you to make faster decisions on your business operations.


⚡️ Tot revolutionizes the way microbusinesses can manage their finances. Follow us on our Facebook profiles (facebook.com/wearetotmoney), Instagram (@wearetotmoney) or LinkedIn (linkedin.com/company/totmoney)!"