MorePautang is a smart loan intermediary platform designed for you.With just one identity verification, MorePautang analyzes your credit history and recommends several loan options from licensed and reputable lenders.

🌟 Key Features
1. One-Time Verification
Complete a single identity verification to proceed with loan applications from partnered institutions—no need to submit the same information repeatedly.
2. Smart Recommendations
Based on your verified information and credit standing, the platform recommends loan options that match your needs, helping improve application efficiency.
3. Intermediary Assistance
From browsing products to submitting applications, all steps can be completed conveniently through the MorePautang platform.
We provide a platform for product screening and information matching, while all loan approvals and disbursements are handled independently by our partner lending institutions.

💰 Loan Information
1. Loan amount: ₱5,000 – ₱100,000
2. Loan tenure: 91 – 210 days
3. Daily interest rate: 0.03% – 0.05%
4. Annual Percentage Rate (APR): 10.95% – 18.25%
5. Other fees: No hidden charges and no intermediary fees

🧮 Loan Example
To help users better understand loan calculations, here is a sample illustration:
If you borrow ₱10,000 for 120 days at a 0.03% daily interest rate:
1. Total interest: ₱10,000 × 0.03% × 120 = ₱360
2. Total repayment amount: ₱10,000 + ₱360 = ₱10,360

📄 Eligibility Requirements
Typical requirements from lending partners include:
1. Age between 18 and 60 years old
2. Filipino resident with valid identification
3. Active mobile number and bank account
4. Stable source of income

📌 Important Notice
MorePautang is merely a neutral loan information service platform, not a lending institution. It does not provide funds, approve loans, or set interest rates and fees.
All loan terms, approval decisions, and disbursements are solely handled by our partnered, fully licensed, and regulated lending institutions in the Philippines.

MorePautang is developed by UMETA CREDIT LENDING CORP., a company duly licensed by the Securities and Exchange Commission (SEC) of the Philippines.
SEC Registration No.: 2022020043677-01
Certificate of Authority No.: L-22-0143-87