Tunai Cakra is an intermediary platform focused on providing loan matching and recommendation services for users in Indonesia. We do not provide loans directly, but instead collaborate with various official financial institutions to help you find the right loan product quickly to meet your financial needs in various situations.

We are committed to providing a safe, transparent, and efficient service experience, always prioritizing your privacy.

Platform Advantages
- Fill in your data once and receive recommendations from various institutions
- Select legal financial partners to ensure a secure and regulated service
- Clearly display interest rates, terms, and total payments to avoid misunderstandings
- All information is transmitted encrypted and securely protected to ensure user privacy

Partnership Product Information (Provided by Partners)
✅ Loan Ceiling Range
Based on products from partner financial institutions, loan ceilings typically range from IDR 500,000 to IDR 10,000,000, suitable for various personal or business funding needs.

✅ Flexible Loan Terms
Loan products offered by partners have terms ranging from 91 to 180 days, allowing users to choose a plan that best suits their individual needs.
✅ Legal and Transparent Annual Interest Rates
All recommended products have an annual interest rate (APR) of no more than 36.5%, and all fees and repayment amounts are clearly displayed before application, protecting users' right to information and choice.

Loan Simulation Example (Platform Partner Recommendation)
If you apply for a loan of IDR 1,000,000 from a partner financial institution recommended by the platform, with a 120-day term and an APR of 36.5% (daily interest rate of 0.1%):
- Interest = IDR 1,000,000 × 0.1% × 120 = IDR 120,000
- Total Payment = IDR 1,120,000
- Monthly Installment = IDR 280,000 (for 4 installments)
The calculation above is for example purposes only; the actual amount is based on the information provided by the partner.

Application Requirements:
- Indonesian citizens aged 21 or over
- Valid government-issued identification (KTP)
- A steady source of income or proof of repayment capacity
- Must grant permission to the platform to conduct credit assessments and identity verification

Disclaimer:
Tunai Cakra is a neutral loan information service platform that does not provide loans directly and does not charge users any fees. All loan services are provided by partner financial institutions, and the final decision regarding approval, disbursement, and contract terms is made by the partner.

Privacy Statement
Tunai Cakra complies with data protection regulations in Indonesia and related jurisdictions and is committed to protecting the security of your personal information. We only collect data necessary for loan matching and credit evaluation. All data is transmitted and stored using encrypted technology and will not be shared with third parties without your explicit permission.

Contact
- Address: Jl. Lapangan Bola No. 5D, Kebon Jeruk Sub-district, Kebon Jeruk District, West Jakarta Administrative City, DKI Jakarta, 11530 Indonesia
- Email: [email protected]