TWID is India’s first app for managing your banking and non-banking reward points and payments. Trusted by over 1.5 million users using “Pay with Rewards”, TWID lets you track, earn, and pay with your rewards across a wide network of merchants—both online and offline. Why let your rewards go to waste? With TWID, every payment becomes rewarding.

Why Choose TWID?
✔️ Track All Your Reward Points: Access all your reward and loyalty points from leading banks and brands in one place—no more juggling between accounts.
✔️ Earn More Rewards: Pay at your favorite merchants with TWID and earn more rewards every time. You’re always in control of your rewards.
✔️ Easy Online Payments: Use TWID for online payments via UPI or credit card when shopping on popular platforms like Jiomart or Myntra.
✔️ Seamless Offline Payments: Simply scan QR codes and pay at local stores using TWID.
✔️ Send Money to Anyone: With TWID, you can transfer money to anyone, even if they use other UPI apps like BHIM UPI, PhonePe, or Google Pay.
✔️ UPI Auto Pay with Rewards: For the first time ever, you can use your rewards to set up UPI AutoPay for recurring bills, making every payment even more rewarding.
✔️ Pay Bills (Coming Soon): Manage utility bills, credit card bills, mobile recharges, rent, and more. Set reminders for automatic bill payments so you never miss a due date.

More Features with TWID?
→ Exclusive Merchant Offers: Get access to exciting deals and discounts when you pay with TWID.
→ Track Expiring Points: Never let your reward points expire! Get reminders and make the most of them.
→ Link and Pay with Rupay Cards: Enjoy even more payment options by linking your Rupay cards to TWID.
→ Bank Transfer: Easily transfer money between bank accounts using TWID’s UPI features.
→ Pay with Rewards at Popular Merchants: TWID lets you pay with rewards at merchants like Myntra, IXIGO, Bookmyshow, Jiomart, and many more.


Supported Reward Partners:
- Flipkart SuperCoins
- IndusInd Bank
- Yes Bank
- Zillion (formerly Payback)
- TimesPoint
- Saraswat Bank
- SVC Bank
- Intermiles
- Tamilnad Mercantile Bank
- Indian Overseas Bank
- Cosmos Bank

Popular Merchants Accepting TWID for UPI & Rewards Payments:
- Myntra
- IXIGO
- Jiomart
- ConfirmTKT
- Netmeds
- Milkbasket
- Bookmyshow
- Vodafone Idea
- MakeMyTrip
- Easemytrip
- And many more!

Why wait? Make your payments rewarding with TWID!

Contact us at [email protected] for any queries or feedback.

Download TWID Now: Track Rewards, Earn Rewards, Pay with Rewards with every payment.