"Woh Jo Qarz Tha" by Syeda Ghazal Zaidi is a Romantic Urdu Novel. "Woh Jo Qarz Tha" is a love story developed within close friendship. Woh Jo Qarz Tha published in Aanchal Digest. "Karun Sajda Ek Khuda Ko" is her first novel and "Hareem e Ishq" is her 2nd novel. "Woh Jo Qarz Tha" is her 3rd urdu novel. This novel book narrates the ups and downs of the relationship. Woh Jo Qarz Tha is about the responsibility of love.

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