【fa points】New point mechanism, consumption discounted to super gift points
-1 point = 1 yuan
- Points for life can be redeemed without an upper limit
【Postpay】Buy first and then pay next month
- Approval quota, one-click checkout, grab the first place
- The consumption depends on the checkout cycle, and the payment will be made within 45 days at the latest
【Repay slowly】Flexible repayment is the most free
- The final repayment date of the current consumption can be extended by one year
- Interest is charged on a daily basis, repayment can be made at any time, and interest is controlled by yourself
[Instalment payment] Zero interest rate in installments, no worries about shopping
- Phase 3/6/12, easy to buy according to personal preference
【Haohao Loan】Apply for Working Capital Exemption
- You can apply for 30,000 yuan with a mobile phone, and a maximum of 50,000 yuan for locomotives
- Visa-free promissory note, insured-free, and setting-free
- All online assignments, quick review within one day
Fasney believes that credit is not innate, even without a card, a credit novice can start to build credit from small purchases such as clothes, coffee, daily necessities, etc. A number of services bring you a new life experience, keep up with the pace immediately and go to the forefront!
All loans of 【Good Loan】and 【Pay Slowly】are subject to the following terms:
Minimum repayment period > 90 days Maximum repayment period = 600 days Maximum APR = 15.695%
Representative example (take the minimum payment amount as an example)
Loan amount - 20,000 yuan
Loan Term - 20 months
APR - 15.695%
Handling fee -5%
repayment
T01 2258 (1600 principal + 258 interest + 1000 handling fee)
T02 1195 (950 principal + 245 interest) T03 1135 (903 principal + 233 interest) T04 1079 (857 principal + 221 interest)
T05 1025 (815 principal + 210 interest)
T06 973 (774 principal + 200 interest)
T07 925 (735 principal + 190 interest)
T08 879 (698 principal + 180 interest)
T09 835 (663 principal + 171 interest)
T10 793 (630 principal + 163 interest)
T11 753 (599 principal + 154 interest)
T12 716 (569 principal + 147 interest)
T13 680 (540 principal + 139 interest)
T14 646 (513 principal + 132 interest)
T15 613 (488 principal + 126 interest)
T16 583 (463 principal + 120 interest)
T17 554 (440 principal + 114 interest)
T18 526 (418 principal + 108 interest)
T19 500 (397 principal + 102 interest)
T20 7644 (7547 principal + 97 interest)
Total repayment = 23,310 yuan (including 20,000 principal + 3,310 yuan interest)
Total loan cost, including all applicable fees = handling fee 1000 + interest 3310 yuan = total loan cost 4310 yuan
