BMTNJ serves Member Fund Depositing activities with attractive and free profit sharing
there is a discount. We provide savings products according to the needs of members, namely:
1. General Mudarabah Savings
2. Education Savings
3. Qurban Savings
4. Hajj Savings
5. Wadiah Savings

BMTNJ serves Member Fund Distribution Activities to Members with competitive profit sharing,
fast and easy process. We provide financing products according to the needs of Members, namely
:
1. Mudarabah
2. Murabaha
a. PAS Financing (Financing for Permanent Employees of PT. Petrokimia Gresik) with
margin 7 – 8%
b. Hajj Bailout Financing (Financing for Permanent Employees of PG and Anper PG) with
8% margin
c. Anper PG Employee Financing (Financing for Anper PG Permanent Employees) with
margin 9%
d. PG Contract Employees Financing (Financing for Contract Employees and Outsourcing
PG and Anper PG) with a margin of 12%
e. Micro and Small Business Financing (Financing to Business Owners) with a margin of 7 –
12%.