DailyPinjam is a leading fintech platform in Indonesia specializing in providing efficient and transparent loan product aggregation services for individual users. By integrating regulated local banks, consumer finance companies, and licensed microfinance institutions, the platform significantly improves loan success rates and capital procurement efficiency. The platform rigorously vets partner institutions to ensure all products comply with Indonesian financial regulatory requirements, providing a safe and reliable lending environment for users.
Key Features
● Smart Matching, Accurate Recommendations

○ An AI algorithm automatically matches the most suitable loan product based on the user's creditworthiness, income level, and loan needs, covering a variety of scenarios such as small emergency loans, consumer installment loans, and salary-based loans.
● Fully online process, instant disbursement

○ The entire process is conducted online from application to disbursement, eliminating branch visits. Approval and disbursement of funds within 15 minutes.
● Transparent Fees, No Hidden Costs
● Displays key details for each product, including annual interest rates, administration fees, and payment methods, preventing the "low interest, high fee trap" scenario.
● Security Guarantee, Privacy Protection

○ Bank-grade encryption protects user data, fully complying with Indonesia's Personal Data Protection Law (PDPA) and Financial Services Authority (OJK) regulations.
○ All partner institutions are licensed operators with fully traceable fund flows, protecting user rights.
User Profile
● Target users: Indonesian citizens aged 20+, with a stable source of income, including permanent employees, sole traders, and freelancers.
● Applicable scenarios: Short-term or medium-to-long-term funding needs, such as emergency liquidity, education fees, medical expenses, home renovations, and increased consumption.

Product Information
● Loan Amount: IDR 2,000,000 – IDR 10,000,000
● Interest Rate: APR from 18.25% to 29.2%
● Tenor: 91 days – 730 days
Loan Calculator
Loan Amount: IDR 5,000,000, Term: 91 days, Daily Interest Rate: 0.06% (APR 21.9%)
Total Interest = IDR 5,000,000 × 91 × 0.06% = IDR 273,000
Total Payment = IDR 5,273,000
Download DailyPinjam to open a new era of smart lending!
● Apply Now: Complete registration in 3 minutes by providing basic details;
● Multi-Platform Comparison: View all partner institutions' offers at a glance;
● ● Professional customer support: Online assistance and comprehensive guidance throughout the process.
Important Notice:
● DailyPinjam does not issue loans directly; this service only provides matching information;
● Before borrowing, carefully review the product terms to ensure your repayment ability;
● Borrow responsibly, spend within your means, and avoid excessive debt.
Privacy Policy & Compliance Statement: This application fully complies with Indonesian laws and regulations. All user data is used only for loan matching and risk management verification and will never be disclosed to third parties without permission. Partner institutions are all certified by the Financial Services Authority (OJK) to ensure compliant operations.
Download DailyPinjam now and solve your funding problems easily!