Convenient loan, no more worries about daily expenses

Need Is Having is developed by VIETPLUS APPLICATION TECHNOLOGY COMPANY LIMITED, specializing in providing flexible and convenient micro-credit services exclusively for Vietnamese users. The entire process strictly complies with national financial regulations, ensuring that each loan is safe and reliable, helping you borrow money easily and without pressure.

Product advantages
Fast and convenient: Complete registration in 3 minutes, online operation, no complicated process, effective approval, quick disbursement.
Flexible limit: You decide how much to borrow, minimum loan with flexible limit, free choice according to needs.
Transparent and compliant: Clear costs, transparent interest rates and service fees, strictly comply with legal regulations.
Smart Recommendations: Appropriate loan advice, the system based on the user's needs and credit history, recommends the most optimal loan limit and term.

Product details are as follows:
Credit limit: 500,000 VND - 50,000,000 VND
Loan term: 3 - 12 months
Maximum annual interest rate (APR): 36%
No additional fees

Loan example:
If you borrow 50,000,000 VND with a term of 4 months, pay in installments in 4 installments, annual interest rate of 18%, daily interest rate of about 0.05% (according to actual assessment results), the repayment plan is as follows:
Total interest: 50,000,000 * 4 / 12 * 18% = 3,000,000 VND
Monthly interest: 3,000,000 / 4 = 750,000 VND
Monthly payment: 50,000,000 / 4 + 750,000 = 13,250,000 VND
Total amount to be paid: 50,000,000 + 3,000,000 = 53,000,000 VND

Easy loan, simple conditions
To ensure the safety of the loan, you need to meet the following conditions:
1. Vietnamese citizen
2. 18 years of age or older, with legal capacity to borrow
3. Provide a valid Vietnamese bank account
4. Stable income, ability to repay debt on time

Why choose us?
Encountering unexpected expenses?
Life always has unexpected expenses. Fast disbursement helps you not to wait, money goes to the account immediately, easily handling all expenses.
Worried about information security?
We strictly protect your privacy. The intelligent risk control system monitors the entire process, the data is encrypted and stored, ensuring the safety of personal information, giving you peace of mind when borrowing.

Want a clear process, a secure loan?
From registration to disbursement, every step is simple and easy to understand. The legal, transparent process with clear instructions helps you borrow money clearly, completing the operation without pressure.

Contact customer care for support
Always ready to answer all your questions, just one button to contact immediately.
Contact information is right below, easy to connect and chat.

Company Name: VIETPLUS APPLICATION TECHNOLOGY COMPANY LIMITED
Company Address: No. 290 Hai Ba Trung, Tan Dinh Ward, Ho Chi Minh City, Vietnam
Email: [email protected]
Customer Service Phone Number: (+84)782446465
Official Website: https://vietplusfin.com
Privacy Policy: https://vietplusfin.com/privacy