AB Capital Group Credit Life CALC - RHFL Channel – This premium calculator mobile application enables the user to compute premium amount for home loan, affordable loan and loan against property on reducing & level term basis. Users have to use their username and password to login to the application at the first use after installation/update and for the subsequent use of the application for a brief period of time, user need not authenticate. User need to be connected to the mobile internet during the authentication process. User inputs following input parameters, which are to be used as the basis for computation of premium amount, after clicking on the home loan, affordable loan or loan against property icon from the home screen as per the user requirement.

1. Loan Reference No.
2. Loan Disbursement Date
3. Insurance Application Date
4. Insurance Amount
5. Loan Tenure (Months)
6. Joint Life Cover
7. Applicant Name
8. Applicant Date of Birth
9. Applicant Gender
10. Annual Income

In case of Joint Cover is "Yes" the input parameters from 7 to 9 is also captured for Co-Applicant.

Once the user clicks "Calculate Premium" button the application computes the premium and shows it in the subsequent screen. User can share this screen's image via email/ messaging applications by tapping the share icon from the top.

By clicking on the thumps-up icon user can select whether the customer has accepted the proposal and if yes then submit the borrower id, nominee name, nominee relationship and the loan application number (Loan application number is optional). Upon submission the DOGH form gets generated prefilled with the information in PDF format. This form can be shared by the user via email/ messaging applications by tapping the share icon from the top.

User will be in position to view the product brochure by tapping the document icon from the home screen. User can logout by tapping the logout button on the top after completing his computations.

This premium calculator is for internal circulation only.