Verat leads you by the hand through the difficult issue of explaining clearly, to your executor or personal representative, your finances and assets. Verat can go alongside your will to help describe your estate. However, it does not need you to have a will in place for it to help. By completing Verat you may save your personal representative hours, and more likely days, of difficult paperwork at an emotionally challenging time. It can function as part of a 'letter of wishes' to help your administrator. Verat is straightforward to use and flexible enough to capture valuable information about your finances, housing, vehicles, funeral arrangements, those friends and family who may need to know about your funeral, heathcare providers, your internet accounts and much more; all the things that make up a real, complex life. All your personal data stays personal to you and whoever you choose to share it with. Verat makes it simple for you to share different aspects of your life quickly with the person you are asking to be your executor. Verat will not ever have access to, or store, your data. While completing Verat is your way of paying forward to your executor, it can help you gain a clear picture of your finances that could help you tidy up and rationalise your outgoings.