Platform Overview
VivaLoan offers efficient and convenient loan services to customers in Côte d'Ivoire, helping you meet your temporary financial needs. We offer 24/7 service, with instant approval of loan applications and fast transfer of funds to your account.

Our Advantages
✓ No credit history required: No credit agency checks
✓ No collateral or upfront fees
✓ Secure loan process: All loan details are transparent
✓ Tiered rates: The final rate is determined based on the credit assessment

Product Parameters
▸ Loan amount: 4,000 XOF - 100,000 XOF
▸ Loan term: Minimum 91 days (including renewal) - Maximum 365 days (including renewal)
▸ Interest rate: Maximum annual rate of 18%, daily rate of 0.048%
▸ Service fee: No hidden fees

Loan Calculation Example
Borrowed amount: 10,000 XOF
Loan term: 120 days (4 months)
▸ Daily interest: 10,000 XOF × 0.048% = 4.8 XOF
▸ Monthly interest: 10,000 XOF × 0.048% × 30 = 144 XOF
▸ Total interest: 144 XOF × 4 = 576 XOF
▸ Monthly repayment: (10,000 XOF ÷ 4) + 144 XOF = 2,644 XOF
▸ Total repayment: 2,644 XOF × 4 = 10,576 XOF

The actual rate may vary depending on your credit assessment.

Eligibility Requirements
✓ 18 years of age or older
✓ Stable monthly income
✓ Valid ID
✓ Bank account to receive funds

Usage Process

Download the VivaLoan app from the Google Play Store

Fill in your personal information for credit assessment

The system automatically assesses and displays the available amount

Contact
? Customer Service Email: [email protected]
⏰ Opening Hours: Monday to Friday, 9:00 AM - 6:00 PM

(Note: No additional fees apply. The final rate depends on the credit assessment.)