Viva Loans offers you secure instant loans with an interest rate of up to 5% which is currently the market best in Kenya. Loan application process is also made very easy enabling anyone from all levels to apply instantly from the comfort of their Android device.

1. Loan repayment period of between 90 days and 365 days
2. Loan amounts starting from 50 to 250,000
3. Interest rate of 2% to 15% & a maximum APR of 30%
4. Top ups with just few clicks
5. Due date extensions
6. Limit increase with early or timely repayments.
7. Processing fee 0

Representative example : A loan of 50,000 with a repayment period of 90 days will have an interest of 2,500 (7.5% interest rate). The amount repayable will be 52,500. You will not be charged an amount above the service fee, for the APR.
The processing fee is 0.
The monthly payment : 3 equal payments of 17,500 per month is required to clear the above amount.

Terms and conditions apply