Don't sign your mortgage before seeing this. ?
Finding your dream home is hard, but finding the perfect mortgage doesn't have to be. The Mortgage Loan Simulator is the first mortgage search engine that puts the power in your hands.
We're not just an ordinary calculator. Our algorithm monitors the market to show you the latest interest rates and the best conditions available today.
WHY DOWNLOAD NOW?
? Real-Time Rate Radar: We scan offers from major institutions (Caixa Econômica Federal, Itaú, Bradesco, Santander, Inter, and others) to deliver a ranking of who is charging the least. It works like a flight comparison tool, but for your mortgage.
? X-ray: SAC or Price? The million-dollar question:
SAC: See how much the installment decreases month by month and the huge savings on interest at the end.
Price: Simulate fixed installments to see if they fit your initial budget.
Comparative Chart: We place the two options side-by-side.
? Reverse Simulation (Exclusive): Do you have R$ 1,500.00 per month to pay? We tell you exactly what property value you can buy with that installment at each bank. Stop guessing values!
ADVANCED FEATURES:
Compare Total Effective Cost (CET) and not just nominal interest rates.
Simulation for Minha Casa Minha Vida (Casa Verde e Amarela) and SBPE.
Find out how much you need for a down payment at each bank.
Total Transparency: Banks hide fees; we show you. Download the Housing Simulator and guarantee the best deal of your life.
Legal Notice: This application is an independent comparator and uses public and market data for simulations. We are not a financial institution and do not grant loans directly.
Calculate and simulate your mortgage quickly and easily.
PAYMENT PERIODS:
• Minimum: 12 months
• Maximum: 420 months (35 years)
RATES AND COSTS:
• Interest Rate (APR): varies from 8% to 12% per year
• Administrative fees and insurance according to the financial institution
REPRESENTATIVE EXAMPLE:
For a property worth R$ 300,000.00:
• Down payment: R$ 60,000.00 (20%)
• Financed amount: R$ 240,000.00
• Term: 360 months (30 years)
• Rate: 10% per year
• Estimated installment: R$ 2,106.00
• Total cost: approximately R$ 758,160.00