iPaynow.com.ng is a platform where registered Merchants earn from three major activities, rendering POS services, paying utility bills, and earning referral bonus. Merchants earn commission from buying Airtime and Data for all networks, paying Electricity Bills as well as Cable TV Subscriptions like DSTV, GOtv, and Startimes. Merchants also earn Referral Bonus from Subscription fees paid by those they refer to the platform, as well as earn from carrying out POS services.