Welcome to YAP Pakistan – The Future of Family Banking
YAP Pakistan is an innovative banking app designed to empower individuals and families to manage money with ease and security. Whether you're over 18 or under 18 (with a parent or guardian), YAP Pakistan is your digital banking partner.

With YAP Pakistan, You Can:
• Instantly open a wallet account (for users over 18)
• Parents can create YAP Young accounts for children under 18
• Receive a PayPak or Mastercard debit/virtual card
• Send and receive money with one tap
• Pay bills effortlessly
• Manage all family accounts in one place
• Track spending and savings in real time.

Safe. Simple. Smart.
YAP Pakistan is regulated by the State Bank of Pakistan (SBP), built with user privacy and financial security at its core. Your data is encrypted, and your funds are protected.

Perfect for:
• Anyone who wants to open a bank account in minutes
• Parents who want to teach their kids money management
• Teenagers learning to budget and spend responsibly
• Families seeking easy control over daily finances.



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Welcome to YAP Pakistan!
Your family’s digital banking journey starts here.

Open Your Wallet
Create an account with your CNIC and mobile number.

Add Family Members
Open YAP Young accounts for children under 18.

Send & Receive Money
Online transfers between family wallets and other accounts.

Track and Manage
Real-time transaction history, spending alerts, and controls.

Stay in Control
Set spending limits, enable parental approvals, and gain full visibility.

SBP Approved
Safe, regulated, and powered by an SBP-approved EMI Pilot license.