Instant Credit Line When You Need Them Most - Secure up to ₹50,000 instantly, accessible 24/7, wherever you are!
YouCredit stands as India's dependable credit line app, turning financial flexibility into a seamless experience. When unforeseen expenses arise, YouCredit serves as your reliable digital companion, offering rapid, customizable credit solutions.
Why choose us:
1. Lightning-Fast Approval - Get up to ₹50,000 credited to your account in under 10 minutes, 100% online.
2. No Hidden Fees - Clear breakdown of interest rates and processing charges upfront.
3. Reusable Credit Line - Revolving limit automatically replenishes as you repay, no need to reapply.
4. Paperless Process - Complete KYC with just PAN card photos, no physical documents required.
5. 24/7 Accessibility - Apply anytime, even on holidays, with instant customer support via in-app chat.
6. Transparent pricing-Borrowingamount:Rs.4,000toRs.50,000,Tenure:3~12months,Flexibleinterestrates:from13%to25%APR.
Example:
Principal: Rs. 10,000; APR 20%; tenure 95 days. Total due:
Interest = 10,000 x 20%/365 x 95 = 520.54.
Total amount to repay will be 10,520.54 (10,000 + 520.54) after 95 days.
Who Can Apply?
1. Indian citizens aged 18 to 64.
2. Holders of a valid PAN card.
3. Individuals with a stable source of income.
3-Step Application:
1. Download the YouCredit app to get started.
2. Verify your mobile number and PAN card in just 2 minutes.
3. Withdraw funds instantly to your linked bank account.