Welcome to YowPay, Peer to Peer SEPA Payments made easy.

Turn your mobile phone into a payment terminal

Receive direct SEPA Payments via QRCODE

Using your usual business account, receiving funds directly from the end users, YowPay is facilitating Instant SEPA Payments.

How YowPay works ?

YowPay generates a QRCODE
The client scans it from its usual mobile banking application and confirms the transfer

YowPay parses the merchant’s business account using Open Banking

YowPay sends a notification on the merchant’s system to confirm the incoming payment

Why YowPay is different ?

High conversion ratio: there is no country selector, then bank selector and a lost client without id user/pass memorized which leads to an abondon of transaction

The client uses its usual mobile banking application

Fast and secure settlement: YowPay doesn’t touch merchants funds, the money flows is directly from the client to the merchant.

Simple pricing: by transaction, no setup, no monthly fees

Quick onboarding: start processing immediately, no long approval process like with card acquirers