Meet your Personal Finance Assistant - built for humans, not for bankers.
Simple money. Human touch. In your language.

YPA Finance is a multilingual money app made for people often left out of the U.S. system — immigrants, women, and anyone navigating finance in a new country. We make money clear, friendly, and stress-free — with AI-powered Assistants that speak your language and explain everything the way people actually talk.

What you get:

• Choose your Assistant
Pick from the whole Assistant Corporation — Goldie, Richie, Bruno, and others.
Each has a unique vibe: calm coach, witty genius, tough-love motivator.
Hire, fire, switch anytime. You’re the boss here.

• Credit Score PRO
Understand your score, track every change, get tips, avoid pitfalls, and build credit with confidence.

• Smart Credit Calculator
See the real cost of your cards, interest, and debt. Plan payments the smart way — no jargon.

• Budget PRO
Connect your cards, track all spending, see categories, and get smart alerts before things go wrong.

• Real-life financial tips
No banker-speak. Just practical hacks your Assistant sends in your language.

• 10-language interface
Arabic, Chinese, English, French, Hebrew, Portuguese, Polish, Russian, Spanish, Ukrainian.

• Data safety
Your data is protected to banking standards. No ads. No selling data. Ever.


Why YPA Finance?
Because managing money shouldn’t feel like decoding a secret language.
We built YPA Finance for people who never had a fair financial start — giving them confidence, clarity, and control from day one.


Start your journey to financial freedom.
Simple. Human. In your language.