Full Description :

? Overview
Smart Loan & EMI Calculator helps you plan and manage loans with precision. Calculate EMI, interest, and payments, then save results as scenarios. Compare scenarios to make the best financial decisions.

? Main Features

?Loan Basics

Enter loan amount, interest rate, tenure (months), and start date.

Choose rounding method: Banker’s or Standard.

?Advanced Options

Add processing fee and grace period.

Grace type supported: Interest-only grace period.

Vehicle loan support with flexible rate and payment plans.

?Flexible Settings

Add Rate Step: Change interest rates mid-loan.

Add Prepayment: Reduce balance with one-time payments.

Add Recurring Extra: Extra payments every month.

Set Balloon Payment: Final lump-sum option.

?Calculation & Save

Press Calculator and Save to generate results.

Each saved result is stored as a Scenario in the bottom tab.

?Summary Results
Every scenario includes:

? EMI (Monthly Payment)

? Total Interest

? Total Payment

? APR (Annual Percentage Rate)

? EAR (Effective Annual Rate)

? Tenure

? Graph view for clear visualization

?Compare Scenarios

Use the Compare Tab at the bottom.

Compare two scenarios side by side with full details.

Currently supports the last two saved scenarios for quick comparison.

? Why use this app?

Understand your loan repayment in detail.

Compare different repayment strategies.

Graphs and scenarios make financial planning simple.

? Disclaimer
This app is for calculation and planning support only. Results may vary by lender. Please consult your financial institution before making final decisions.