ZFirst is a new age, technology - enabled platform designed for all your business needs. As India's fastest growing financing & value added services platform for Emerging Middle class, we provide both Business & Personal loans at competitive rates. Whether you are a Self Employed or a working Professional, we have a unique product for all of you.

Here is how it works:
- Apply for a loan and our Business associate will come to your doorstep to assist you complete all KYC and financial documentation.
- Our Underwriting engine will assess your eligibility.
- Get Quick and hassle-free financing solutions.

With ZFirst's Mobile app you will be able to:
- View loan details for all loans with us
- View transaction history
- View statements
- Apply for a loan
- Write to us
- Know more about our products on offer
- Play Games
- Branch locators - Locate your nearest branch
- Available in 3 Languages

Our Annual interest rates (APR) may vary from 24% to 28%*. You can choose from a wide range of flexible EMI repayment plans starting from 6 months & going up to 7 years(84 Months).

**Few Important Things to Note**

- Loan Amount: from Rs 50,000 to Rs 10,00,000;
- Easy EMIs: Repay in 6-84 Months at your convenience;
- Annual Interest Rate: 24% to 28% per annum;
- Processing Fee: Upto 2.5% for one-time charge, which depends on the loan amount and the application details;
- GST: 18% of the Processing Fee in accordance with the policy and laws of India

Example:
For a 12-month loan of ₹1,00,000 for 365 days with annual interest rate @28% per annum,
Interest = ₹100,000 * 28% / 365 * 365 = ₹15,807;
Processing Fee = ₹2500;
GST = ₹2500 * 18% = ₹450;
The total amount to be paid = Loan Amount + Interest + Processing Fee + GST = ₹100,000 + ₹15,807 + ₹2500 + ₹450 = ₹1,18,757

Lending partners of ZFirst:
Oxyzo Financial Services Pvt. Ltd.
https://www.oxyzo.in/other-information/lending-service-providers

For queries :
[email protected]

For a faster process, we require the following App permissions:
Location
To check the serviceability of a loan application in your region