Personal loans online

Online personal loans help you with the best online personal loans. Get to know us.

personal loans online

It offers you the best options when requesting fast credits on the internet. In just a few minutes and in the most comfortable way, you can choose the quick mini-credit that best suits your financing needs. In all families, independent, even small businesses, unexpected expenses arise that break our economic forecasts.

It shows you the best online personal loans in the financial sector with fast personal returns up to 30,000 pesos quickly and easily.

Too often we tend to resort to banks to get a mobile loan. These are agreements through which the bank agrees to advance an amount of money to a person who receives the name of borrower. Said person has the obligation to return that amount and also pay previously agreed interest and expenses related to the transaction.

Afluenta offers a large number of personal loans, also known as consumer loans, which sometimes appear with commercial names such as 'vacation credits', 'car loan', etc.

Before opting for a personal loan, you have to pay attention to a series of aspects that are common to all:

Interest rate.
Opening and cancellation commissions.
Other expenses.
Amortization period
Monthly fee amount.

Regarding interest rates on personal loans, they are usually fixed or variable interest. A fixed rate will always be insulated from fluctuations in market rates, while a variable rate varies with the market. The choice between the two options is limited to the user's ability to deal with possible changes in debt.

In addition to paying attention to the nominal interest rate, you also have to do it in the APR. It is a slightly more complex calculation that includes the nominal interest rate and the commissions that may apply to your loan, assessing the term of the operation. It is a more reliable indicator of the real cost of the loan.

Although at first glance some loans have a low nominal interest rate, they can accumulate different commissions for different concepts, such as opening, cancellation or partial repayment.

Loans made through the app have a monthly interest rate of 2.5% to 9.1%. Our credit products can be contracted for a term of 12, 18, 24, 36 and up to 48 months. The interest rate on your loan may be higher or lower, the actual rate will depend on your credit score, credit usage history, loan term and other factors. By accepting the loan offer, the funds will be sent to your bank at the time of signing the digital contract, after having made the necessary verifications. The availability of the funds depends on how quickly your bank processes this transaction.

Personal credit in good condition TAE (APR) 7% and term from 90 days to 700 days:

loan example
time: 1 year
value: $10,000
TAE (APR) 7%
cost: $10700