??Up to €1,000 in your account in minutes, interest-free for new customers! Find the loan that fits your budget by filtering by amount and term. ?? If you're looking for a fast and straightforward online loan in Spain, here you'll see how much you'll pay each month, the total cost, and the differences between lenders so you can decide with confidence. ??

✨ What makes this app different ✨
- Compare more than 50 providers with a single form.
- Filters by amount and term: adjust your search between €100 and €1,000 and 3 to 12 months to find the right loan.
- Difficult profiles: Some banks consider applications with ASNEF (Federal Income Tax Credit) or non-standard incomes (approval subject to each lender's assessment).
- 100% online experience: no bank visits or in-person paperwork, right from your phone.
- Accessible and convenient: clear interface, dark mode, and legible fonts to prevent eye strain.
- Transparency: the app charges no fees and shows you the terms before you accept any online loan.

⚙️ How it works ⚙️
1️⃣ Indicate the amount and term you're interested in.
2️⃣ Fill in your personal details.
3️⃣ We'll find you the best lender's offer so you can review their terms.
4️⃣ Finish submitting your application online and, if approved, receive the money in a matter of minutes.

? Who is this app for? ?
- People who want to plan their loan in advance, understanding the monthly payment and the impact of the term.
- Users who need to compare installment loans with clear criteria (APR, total cost, maturities).
- Profiles who want to know if there are options with ASNEF (depending on the institution and its risk analysis).

? Conditions and representative example ?
? Amounts: €100 – €1,000 (Spain only).
? Terms: 3 – 12 months.
? Maximum APR: 36%.
? Guide example: for €1,000 over 12 months, estimated installment €98.05, total €1,176.62 (APR 36%). The final figures depend on the institution and your financial profile.

✅ Basic requirements ✅
- Be over 18 years of age.
- Be a Spanish resident.
- Active bank account and Spanish mobile phone number.

? Security, privacy, and legality ?
- We do not grant loans directly: we act as a comparator/intermediary between you and the lenders.
- No fees for using the app.
- We comply with the GDPR. We share with providers/lenders only the data strictly necessary to evaluate your application and present offers.
- More information in our privacy policy (https://www.prestamos-online.es/politica-de-proteccion-de-datos/).
- Contact: [email protected]
- If you registered without taking out a loan, you can request the deletion of your data by email.

❓ Frequently Asked Questions (FAQ) ❓

? Can I apply for the loan if I'm on the ASNEF (Federal Association of Financial Institutions)?
- Some institutions consider it; approval always depends on their criteria.

? How long does it take to receive the money?
- For approved applications, the payment can be very fast, depending on the lender and your bank. It usually takes a few minutes.

? What's the difference between APR and APR?
- The APR reflects the total annual cost of the online loan (interest and applicable fees), so it's key for comparison.

? Can I change the term?
- You can adjust the term in the simulator to see how the installment and total cost change before applying for the loan.

?Take the step with information and control.?
?Download the app, find the best offer, and receive your online loan in your bank account in a matter of minutes.