Loan Description
- Credit limit: From $200.00 to $80,000.00 pesos
- Duration: 91 to 365 days
- Daily interest rate: 0.09% rate Maximum annual interest rate of 33%;
- Commission: from $48 to $180;
- VAT: 16%
- APR: up to 33%
- CAT: 151.1% —412.6%, annual interest rate: 21.9%.
[For example, for a 91-day loan of $1,000 for 3 months,
The total amount to be paid would be $1,304. You only need to pay $435(EMI) every month. CAT:412.6%
you will have to pay only $82 interest, a commission of $180 and VAT $42.]

Why borrow money at Happy Cash?
We strictly comply with national financial regulatory laws, regulations and policies, and are committed to providing differentiated, distinctive, high-quality and convenient financial services to the general public, based on compliant operation and stable development.

Privacy
When you download Happy Cash, we will ask for your authorization to access your cell phone information to validate your identity and determine if you are eligible for one of our credits. Your data is protected by the highest security standards worldwide, we will never share your information without prior authorization.

How to ask for loans
1.Download the Happy Cash app
2. Complete the online quick loan application form.
3. After passing the review, the deposit of your loan to the bank account is prepared.
4. The loan is deposited directly into a bank account (Due to banking processes, the transfer will be deposited within the corresponding time)
5. Please remember the repayment date, pay on time, so the amount and loan term can be increased.

Requirements to request loans
1. Be over 18 years old
2.Be Mexican (accredited with INE/IFE)
3.Be the holder of a bank account in Mexico.
4.Have a good credit history.