Credit card bin checker is a useful application to find BIN information based on the bin number entered by you.
BIN is also referred to as Bank Identification Number this is the first four or five-digit number of the payment card based on the Bank Identification number we can find the basic information of the card like bank name, country name, type of the card, etc.
In a Credit card, the bin checker user can filter the Card based on Country Name, Bank Name, Type of the card, and BIN number of the card. with the beautiful and simple user interface, anyone can easily access the application, and just by a button click find user can get the information of the bin.
CREDIT CARD BIN LIST DATABASE?
A BIN/IIN is an Issuer Identification Number. Sometimes it is called a BIN - A Bank Identification Number. Both IIN and BIN refer to the same thing, the first six digits on a credit or debit card. With these 6 numeric IDs, one can find out all on the BIN list information about the bank issuer's information, the card bank, and various attributes of the card itself.
The BIN quickly helps a merchant identify which bank the money is being transferred from, the address and phone number of the bank, if the issuing bank is in the same country as the device used to make the transaction, and verifies the address information provided by the customer. The number allows merchants to accept multiple forms of payment and allows faster processing of transactions.
When a customer makes an online purchase, the customer enters her card details on the payment page. After submitting the first four to six digits of the card, the online retailer can detect which institution issued the customer’s card, the card brand (such as Visa or MasterCard), the card level (such as corporate or platinum), the card type (such as a debit card or a credit card), and the issuing bank country.
Authorization
The BIN identifies which issuer receives the authorization request for the transaction to verify if the card or account is valid and whether the purchase amount is available on the card. This process results in the charge being either approved or denied.
For example, a customer stands at a gas pump and swipes her bank card. Once she swipes the card, the system scans the BIN to detect the specific issuing institution that withdraws the funds. An authorization request is put on the customer's account. The request is authorized within a few seconds, and the transaction is approved. The credit card processing system would be unable to determine the origin of the customer's funds and would be unable to complete the transaction without a BIN.
Credit Card bin checker has updated database so latest information will be updated date today, so user can get the latest information.
Users can search the country name and bank name using the search functionality so any country or any bank bin number can be listed based on the selection.