Conditions for obtaining a loan:
The minimum loan repayment period is 62 days;
• The maximum loan repayment period is 365 days;
• The maximum annual interest rate, including the loan interest, as well as all other fees and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 32%.
• The minimum rate for using the credit per day is 0.01%;
• The maximum rate for using the credit per day is 1%;
• Penalty for late payment: 0.1% of the amount of the delay per day, but not more than 10% of the loan amount
• Other fees or charges: none
• In case of a long delay in payment, the information will be transferred to the BKI
• Extension of the loan is possible with timely notification of the lender and payment of interest for the initial loan term, additional fees for loan extension are not provided
Example of interest rate calculation:
• Loan principal amount - 20,000 rubles.
• Loan term - 100 days.
• Commission for using the loan: 0.08% per day, i.e. 16 rubles per day, or 2.4% per month (average for 30 days), i.e. 480 rubles per month (average for 30 days).
• The total commission for 100 days will be 1,600 rubles.
• Total amount to be returned taking into account the loan amount: 21,600 rubles.
• FLC - Full Loan Cost in percent is 29.2% per annum.
Consequences of late loan repayment:
In case of violation of the terms of online loan repayment, the penalty may be 0.1% of the total amount of the delay per day, but not more than 10% of the total loan amount.
Requirements for borrowers:
• age from 18 to 65 years;
• citizen's passport.
Loan repayment period: from 61 to 1826 days (including extension)
Interest rate from 10% to 360% per annum
Consequences of non-payment:
The penalty is 0.10% of the amount of the delay per day and not more than 10% of the loan amount.