KPR Simulation Plus is an application designed to help users calculate and plan Home Ownership Credit (KPR) with various payment scenarios and adjustable interest rates. This application is suitable for prospective home buyers and mortgage holders who want to understand the impact of changes in installments and repayment on their loans.

Key Features:

✅ Flexible Interest Rate Settings
Tiered (interest increases/decreases after a certain period)
Fixed rate (fixed interest)
Floating rate (floating interest)

✅ Repayment Simulation
Partial Advance Repayment – ​​Partial payment of the remaining loan balance in reduced installments

✅ Complete Credit Calculator
Installment calculations are based on tenor, interest and loan amount
Estimated total interest and payments until the end of the credit

✅ Export to Excel
Save simulation results in Excel format for further analysis or documentation

This application helps users manage and plan mortgage payments more flexibly and transparently.