🔍️Forgot to bring cash and credit cards when shopping? Use Credinex, paylater 0%!
🔍️ Still hesitant about buying expensive items? Limit of up to 50 million can be paid in installments!


🎁 🎁 🎁Fortunately, Credinex provides card-free bailout services.Paylater 0% only takes 3 minutes to complete the data.

Immediately download and activate Credinex Paylater, use it at thousands of online and offline merchants, without a Bailout Fund card, without cash, you can make payments directly. You can also top up phone credit, data packages, and pay various bills directly in the application. If your payment is successful, you will have the opportunity to get discounts and promotions, as well as the opportunity to get coupons from Blibli, Starbucks, Fore Coffee, Domino's, Alfamart, Indomaret, M-Tix, and other merchants.

😍More flexible payment options, Buy Now Pay Later
Credinex Paylater 0%, Buy first, pay later, no deposit required, no card required, easy and fast.
Paylater is provided by Karunia Multi Finance, registered and supervised by OJK.
Limit: maximum up to IDR 50,000,000
• Interest: 0%
• Loan tenor: 93-360 days
• Service fee: 3%/month (charged if transactions occur in the current month)
• Maximum annual interest (APR) 3%*12=36%

- Example: If your paylater transaction bill this month is IDR 1,000,000, you can choose the installment payment option with a tenor of 93 days (i.e. 3 months),
Total interest charged = service fee + interest = 3%*RP1,000,000+0%*RP1,000,000=RP30,000,
Total bill = transaction fees + Total interest = IDR 1,000,000 + IDR 30,000 = IDR 1,030,000,
For 3 months, you will pay: IDR 1,030,000 / 3 = IDR 343,333

✨Can be used at many merchants
You can use Paylater at Tokopedia, Shopee, Blibli, Tiket.com, Starbucks, Janji Jiwa, Kopi Kenangan, Xi Bo Ba, Chatime, KFC, Pizza Hut, Alfamart, Superindo, Hypermart, Cinema 21/XXI, Matahari, Fore Coffee. Domino's, and other well-known merchants, start your shopping journey with Credinex.

💰Various discounts, extraordinary benefits
Pay with Credinex, you have the opportunity to take part in discount activities for a limited time, with a maximum discount of IDR 100,000 for one transaction and also have the opportunity to get Bilibli, Starbucks, Fore Coffee, Domino's, Alfamart, Indomaret, M-Tix and other partner coupons up to IDR 50. 000.

🤩How to use Credinex?
●After successfully downloading the app, enter your mobile number to register your account;
● Take 3 minutes to fill in your personal data and activate Paylater;
● Able to shop online or offline at all your favorite merchants;
● You can also top up credit, data packages, pay water bills, PLN, BPJS and other bills directly in the application;

Download then use Credinex and start your shopping journey!

🏡Contact Us
☎️ Customer Service: +6221 39506666
💌Email: [email protected]
📗 Facebook：Credinex Marketing
🔥Instagram: credinex_official
💕 Twitter: Credinex.id

💡Credinex Operational Hours
Monday-Friday: 9:00-18:00
Saturday-Sunday: 8:00-17:00