This app is not open to the public! This application is specifically used by members who are registered with the Cooperative and employees whose companies work directly with the Abadi Sejahtera Collaborative Cooperative.

Cooperative member loan products:
Admin fee of 5% of the total loan,
Loan periods start from 3 months, 6 months, 9 months and 12 months
Loan ceiling up to Rp. 10,000,000
Low interest 3% to 5% per month
Annual interest rate not more than 60%

Example of a loan of IDR 2,000,000 with a term of 3 months or 91 days
Funds received Rp. 2,000,000 - 5% = Rp. 1,900,000
Monthly installments (2,000,000 / 3 months)+(2,000,000 x 3%) = 726,666 per month
Funds returned 2,000,000 + (2,000,000 x 3% x 3) = Rp. 2,180,000


The Collaboration Cooperative is an online application product from the Abadi Sejahtera Collaborative Cooperative.

This application can only be used by Cooperative members and employees whose companies work directly with the Eternal Sejahtera Collaboration cooperative.