Lendplus is a digital financial services platform that offers easy and simple lending using technology.
Lendplus operates under Aventus Technology India Private Limited (U72900KA2021FTC164720) in India.

We offer Unsecured Short-Term Personal Loans ranging between INR 500 to INR 30,000 to both Salaried and Self-Employed Customers by connecting borrowers to lenders.

Our lending partners adopt risk-based pricing, determined using parameters like the customer's financial and credit profile.

Lendplus follows the Fair Practice Code as defined by the Reserve Bank of India (RBI). We are not directly engaged in money lending activities and only provide a platform to facilitate lending by registered NBFCs or banks.

Registered Lending Partner:
- Navin Brothers (P) Ltd.

Grievance Redressal:
- Officer for Fintech/Digital Lending: Mr. Sumit, 7003039364, [email protected]
- Customer Service Department: 7003039364, [email protected]
- First Level Grievance Officer: Mr. Sumit, 7003039364, [email protected]
- Second Level Grievance Officer: Shib, 8697744441, [email protected]

Terms & Rates:
- Minimum Loan Tenure: 62 Days (2 Months)
- Maximum Loan Tenure: 90 Days (3 Months)
- Annual Percentage Rate (APR): 12% to 132%
- Interest Rate: 3% per month for excellent credit (may vary)
- Service Fees: 3% per month + applicable GST (may vary by credit risk)

Late Payment Policy:
- No additional interest or service fee after due date
- 2-day grace period without late fee
- Late Payment Fee applicable for up to 30 days after grace period

Representative Example:
- Loan Amount: ₹10,000
- Loan Tenure: 90 Days (3 Months)
- Interest: ₹300
- Service Fee: ₹900
- GST on Service Fee: ₹162
- Amount Credited: ₹10,000
- Total Repayment: ₹11,362
- APR: 48%

Eligibility:
1. Indian Citizen aged 21+
2. Has a source of income
3. Residing in Delhi NCR or Bengaluru

Required Documents:
1. PAN Card
2. License or Voter ID
3. Bank Statement
4. Latest Photograph / Selfie
5. Address Proof (Aadhaar Card / Driving License)

Loan Application Process:
1. Install Lendplus Mobile App
2. Register on the app
3. Fill digital loan application
4. Update KYC details
5. Upload bank statement
6. On approval, set up auto-debit
7. Execute loan agreement with NBFC
8. Receive funds in your bank account

Data Security & Privacy:
Data security is a top priority. Only necessary data is accessed with your permission to facilitate instant approval.

Lending service provided by Navin Bros Private Limited, RBI License No. B.05.06181

Contact:
Email – [email protected]