✔ Fully offline – no internet needed, no data uploaded to servers.
✔ Keep person-wise records of customers including name, phone number, and transactions.
✔ Track debit, credit, and running balance in one place.
✔ Send reminders directly from your phone to customers who need to pay.
✔ Export records when needed for backup or sharing.
✔ Lightweight, fast, and easy-to-use with a clean interface.

🔒 Privacy First
Your data stays 100% on your device. We do not store or share your financial data on any external servers. Only you control your records.

🎯 Who Can Use?
- Shopkeepers and traders
- Freelancers and service providers
- Small businesses
- Anyone who wants to track personal lending/borrowing

With Credit Manager, managing credit and debit is as simple as writing in a notebook — but smarter, faster, and safer.