VestPal allows you to lend and borrow funds through your contacts. With VestPal, there is no need to go to a bank, borrow in minutes with no hidden fees.

If you are looking to make some money, VestPal connects you directly with borrowers.

As an Investor, you can:
✅ Limit your portfolio to trusted contacts
✅ Easily track your investments via the app
✅ Send automatic reminders to borrowers

As a Borrower, you can get access to:
✅ Loans from all your contacts
✅ Immediate offers from all your peers and eligible businesses
✅ You set your interest rate and the repayment period
✅ Automate payment reminders

Annual Percentage Rate (APR)
Borrowers can offer to pay a minimum of 5% APR and a maximum of 30% APR when requesting funding.

Repayment Period
All borrowers have the option to request a loan on our platform for up to 12 months repayment period, paid in installments. The minimum repayment period is 3 months, and the maximum repayment period is 12 months.

Representative Example
A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 20%, you will pay $100 per month. The total amount payable will be $1,200.00 with combined interest and fees of $200.00