From today you have one more reason to smile. With our payment solutions you can shop wherever you want and pay for your purchases a little at a time.
How?
• find your favorite stores
• discover the solution that best suits you to divide the amount of your purchases and choose the number of installments
• Keep track of your payments
What payment solutions can you request with the App?

HeyLight Card
The digital credit card, with Visa circuit, to buy and pay a little at a time anywhere, in store and online!
1. HeyLight Card is issued by Compass Banca S.p.A.

Free payment deferral with the issue of a voucher
Shop in authorized stores and pay a little at a time without interest. You can request a pre-assessment of the amount to be spent up to €500 in 12 installments, and get a voucher to show at the checkout to complete your purchase in an instant!
2. Free deferral is requested directly from the merchant

HeyLight is a trademark of Compass Banca S.p.A.. Obtaining the HeyLight voucher, to be presented in store for the purchase with free deferral, is subject to the assessment of the transferability of the credit by the merchant to Compass. The assessment of creditworthiness may also be carried out by reporting and querying private databases (SIC) for a maximum amount that can be spent at the Merchant and in the event of a positive outcome, will result in the issuing of a voucher (“QR code”), which you can show, within 28 days, at the Merchant to proceed with the purchase with deferral. In the event of a negative outcome of the assessment or if you do not make purchases for the amount assessed within 28 days or if you decide to cancel the transaction before signing the deferral agreement, the voucher can no longer be used and your data will be stored in the SIC for 90 days. The complete privacy policy can be found within the App, on the website www.compass.it and on the website www.heylight.com.
The request for the Digital Credit Card is subject to a creditworthiness check, which may be carried out by Compass, including by reporting and querying private databases (SIC). The maximum amount of credit, granted by Compass if the request is approved, will be reusable following regular reimbursements. For the economic and contractual conditions relating to the Digital Card, please refer to the information documents available on the website www.compass.it and on the website www.heylight.com, in the Transparency section.