Jiajiri soft Loan makes it easy for you to access loans using your smart phone. Sign up in seconds, apply for a loan and receive your money straight to your mobile account.

RATES AND FEES

Kenya
Loan Amounts applicable: Ksh 600 to Ksh 60,000
APR: 17% to 34%
Example loan: For a loan of principal of Ksh 10,000, a flat fee of Ksh 1,160. No late fees, rollover charges, or origination fees.
Total amount to pay 10,000 + 1,160 = Ksh 11,160.

Nigeria
Loan Amounts applicable: ₦1,500 to ₦100,000
APR: 22% to 34.5%
Example fee: For a loan of principal of ₦34,000, a flat fee of ₦3,500.
No late fees, rollover charges, or origination fees.
Total amount to pay 34,000 + 3,500 = ₦37,500.

Tanzania
Loan Amounts applicable: TZS 2,000 to TZS 300,000
APR: 18.5% to 35%
Example fee: For a loan of principal of TZS 3,250, a flat fee of TZS 750.
No late fees, rollover charges, or origination fees.
Total amount to pay 3,250 + 750 = TZS 4,000.

Uganda
Loan Amounts applicable: USh 1,500 to USh 100,000
APR: 22% to 34.5%
Example fee: For a loan of principal of USh 34,000, a flat fee of USh 3,500.
No late fees, rollover charges, or origination fees.
Total amount to pay 34,000 + 3,500 = USh 37,500.

Rwanda
Loan Amounts applicable: R₣ 2,000 to R₣ 300,000
APR: 18.5% to 35%
Example fee: For a loan of principal of R₣ 3,250, a flat fee of R₣ 750.
No late fees, rollover charges, or origination fees.
Total amount to pay 3,250 + 750 = R₣ 4,000.

Ghana
Loan Amounts applicable: GH₵ 500 to GH₵ 45,000
APR: 23.5% to 33.5%
Example Fees: For a loan of principal GH₵ 12,500, a flat fee of GH₵ 2,150. No late fees, rollover charges, or origination fees.
Total amount to pay 12,500 + 2,150 = 14,650

Repayment Terms for All Loans
Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 366 days. Every loan amount we offer has a minimum repayment period of 90 days. Choose the loan term that’s right for you within the app.

Jiajiri soft loan puts you in control of your finances. The Jiajiri soft loan app lets you apply for credit on the go and it works 24/7.

* No paperwork, collateral or office visits needed
* Use your money the way you want to -- for home or business
* No late charges or rollover fees
* Get access to bigger loans, lower fees, and flexible payment terms as you repay

SAFE AND SECURE

Jiajiri soft loan makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy.