PinjamKilat - Your Smart Loan Recommendation Platform

Product Profile
PinjamKilat is a professional lending platform that collaborates with various financial institutions to help match you with the right loan product. We provide a convenient loan application process to help you obtain funding quickly.

Platform Advantages
• Smart Matching: Recommends loan schemes based on your qualifications
• Quick Connection: Apply once directly to partner financial institutions
• Information Transparency: Clearly displays interest rates and product terms
• Ease of Operation: Complete online process, saving time

Loan Product Details
Loan Amount: Up to IDR 6 million
Loan Term: 91 days to 365 days (flexible options)
Annual Interest Rate: Maximum 22% (determined based on credit assessment)

Payment Example
Loan Amount: IDR 6 million
Term: 91 days
Effective Monthly Interest: ≈1.84% (calculated from 22% p.a.)
Interest per Month: IDR 6 million × 1.8% = IDR 108,000
Total Interest: IDR 6 million × (22% ÷ 365) × 91 ≈ IDR 329 thousand
Total Payment: IDR 6 million + IDR 329 thousand = IDR 6,329 million

Application Requirements
- Indonesian citizen (WNI)
- Domicile address in Indonesia
- Age 21-55 years
- Possess an e-KTP (electronic ID card)
- Local Indonesian telephone number
- Indonesian bank account
Service Process
1. Register an account on the PinjamKilat platform
2. Fill in your basic information and loan needs
3. Get recommendations for suitable loan products
4. Select a product and apply directly to a financial institution
Warning
• This platform does not provide direct loan services
• The actual loan amount and interest rate are determined by the financial institution
• Please borrow rationally according to your means
• Pay attention to the protection of personal information
Data is protected with 256-bit SSL encryption
Contact
Customer Service: +6287772089179