Before you can think of high interest rates, you need to get a loan approval first.

'Credit Hyeop Sunshine Loan' has an annual interest rate of 4.9~7.9%, making it a light interest rate!

We can help you with loans of up to 30,000 won.


Credit Union Sunshine Loan Loan
ㆍTarget customers: Workers who have been working for more than 3 months, business owners
ㆍLoan interest rate: annual interest rate of 4.9~7.9% (as of February 2017)
ㆍLoan limit: up to 20 million won (differentiated by credit rating, living expenses + loan payment)
ㆍRepayment method: repayment in equal installments of principal (partial repayment of principal + monthly interest)
ㆍLending period: 3 or 5 years
ㆍFees: None (However, for Sunshine Loans, guarantee insurance premiums are incurred depending on the loan period)


Loan interest rate: Within the interest rate notified by the Financial Supervisory Service, the upper limit interest rate can be changed according to changes in the funding rate (1-year term deposit) Interest rate + 3% a year Loan limit: up to 30 million won (livelihood 15 million won, repayment 30 million won) / Loan period of 3 or 5 years 1 / Sunshine Loan repayment example (repayment method: equal principal repayment, loan amount 1000 10,000 won, loan period 36 months, applied interest rate 8.78% per annum, monthly repayment 277,777 won (principal is the same) + interest (continues lower as the period elapses)
The actual repayment amount may be slightly different.
Loan period: minimum 12 months ~ maximum 60 months

There is no mid-term repayment fee for Sunshine Loan.

In these days when it is difficult to get a loan, try getting a loan with the 'Credit Hyeop Sunshine Loan'.

You can also use the annual interest rate without hesitation.




Advantages of sunlight

A Sunshine Loan that converts high interest rates into low interest rates.
Sunshine Loan can be quickly consulted with loan for exchange rate / livelihood fund / business loan Sunshine Loan.

Sunshine Loan is available up to KRW 50 million and the loan period ranges from 36 months to 60 months (maximum 5 years).
You can save hundreds of thousands of won in interest every month just by repaying a high interest rate.

If you are using a capital, savings bank, credit card company (card loan), or a loan, only normal repayers
Interest of 20% or more can be converted into 7-8% low interest rates.

In the case of wage earners and business operators with annual income of less than 40 million won, credit ratings 6 to 8
Sunlight theory is possible without any problem.

The Sunshine Loan is monthly repayment of principal and interest in equal installments.
Through the application, you can conveniently use the savings bank's Sunshine Loan target inquiry and limit inquiry.